VAI / EO Network
VAI · EO Network
Every payment, certified.
EO is the authentication and evidence network for a multi-rail payment world. Payment networks move value; EO certifies the event.
Payment networks move value. EO proves what happened. Every certified event becomes auditable, insurable and financeable.
Velacomm · EO Network
From payment record to certified financial event
EO turns raw transaction activity into a governed certificate with commercial consequences: dispute treatment, insurance status, audit status and collateral eligibility.
Who, what and with which authority
Signals from chips, devices, wallets, banks and merchants combined into one deterministic outcome.
One certificate, every rail
A rail-neutral, transaction-level record of parties, authorization, settlement, risk and insurance status.
Proof that holds up
Tamper-evident evidence packs for disputes, claims, audits and regulators.
Decides what is financeable
Transaction, merchant, bank and pool-level risk that drives pricing, coverage and eligibility.
Cover at the moment of trust
Coverage rules applied to certified events, with policies issued by licensed insurance partners.
Collateral-grade data
Certified events aggregated into insurable risk pools and data that banks and investors can evaluate.
Six steps from payment to capital
The rail produces a payment record. EO creates a commercially usable, evidence-grade transaction object.
- 01
Initiate
A person, business or agent starts a transaction.
- 02
Authenticate
EO verifies the chip, device, wallet, identity, merchant and bank.
- 03
Process
The payment rail moves the value, unchanged.
- 04
Certify
EO issues a certificate with ID, timestamp, hash, risk and evidence.
- 05
Insure
Eligible events attach cover through licensed insurers.
- 06
Pool
Certified events enter insurable and financeable pools.
One trust layer for every rail
EO does not replace rails. It makes every rail safer, insurable, auditable and financeable.
Chip and token evidence
Authorization evidence, dispute files and insurance triggers alongside card payments.
Proof at the speed of settlement
Payer authority, payee confirmation and settlement proof where reversal windows are short.
Device and passkey proof
The credential, the checkout and the consent, certified as one commercial event.
Signatory and settlement proof
Officer authority, instruction validation and audit-grade archives for institutional payments.
On-chain plus authority
Wallet authority, custody, issuer and redemption evidence connected to the ledger record.
Public payments, proven
Identity assurance and regulator-ready evidence for tax, benefits and procurement.
Complements the standards you already use
EO is designed to sit above existing frameworks such as EMV tokenization, PCI DSS, FIDO passkeys and ISO 20022 messaging, connecting them into one certified transaction object with insurance, collateral and audit consequences.
Win one high-value use case, prove it, then scale the standard.
Discuss an EO pilotEO Network at a glance
Short answers to the questions partners ask most.
What is EO Network?
EO Network is Velacomm’s authentication and evidence network. Payment networks move value; EO authenticates the transaction event and issues a certificate that makes it auditable, insurable and financeable.
Does EO replace payment networks?
No. EO is rail-neutral. Cards, instant account-to-account payments, wallets, bank and treasury rails and tokenized value keep moving money; EO adds certified evidence on top.
How does EO relate to VAI and self-authenticating chips?
Self-authenticating chips establish verifiable identity and trust. EO transports, authenticates, records and certifies interactions across the network. VAI provides the intelligence.
Is EO live?
EO is in development. Capabilities on this page are planned and subject to engineering, security, commercial and legal validation.
Make every payment provable.
EO briefings for banks, insurers, payment networks and capital-market participants are available under a non-disclosure agreement.
Velacomm Inc. · 1201 Delaware Ave., Unit 3901 · Wilmington, DE 19806 · USA · info@velacomm.ai